Earning Points for Free Hotel Stays

UPDATED 12/30/2018: Marriott’s previously announced plans to combine their three loyalty programs (Marriott Rewards, The Ritz-Carlton Rewards and Starwood Preferred Guest) into one (name to be announced)  have now been implemented.

In the early 1990’s, I signed up for Sheraton’s loyalty program. At the time, I paid $20 per year to upgrade my membership to their Gold level. As a result, I often received free upgrades and access to the Sheraton Club lounges for free food and drinks. Sheraton was one of the first hotel chains acquired by Starwood. In addition to Sheraton, Starwood brands included Westin, The Luxury Collection, Four Points, W Hotels, St. Regis, Le Méridien, Aloft and more. Since 2016, Starwood merged into Marriott International. Starwood’s loyalty program was called Starwood Preferred Guest, or SPG as it is commonly known. As an SPG member, you earned Starpoints on hotels stays and related spending. While many hotel chains offer similar loyalty programs, most of my personal experience has been with Starwood so that’s the primary basis of this post. I updated this post recently to include updates to the newly combined Marriott Rewards loyalty program but check the Marriott site for up to date information.

Earning points WITH HOTEL STAYS

To begin earning Marriott points, sign up for Marriott loyalty program membership. As a basic member, you earn ten points per dollar spent at Marriott’s 29-brand hotels and resorts worldwide. It’s worth noting that not all dollars spent at the hotels will earn you points – some exclusions includes taxes and fees, including resort fees, but there are others. You earn more points as an elite member, Silver (+10%), Gold (+50%), or Platinum (+75%) (see my post on Earning Marriott Elite status for details). Whenever you book a room, and at check-in, give your Marriott loyalty membership number to make sure you earn points for your stay. You also earn points for most restaurant, bar and activities charged to your room (some hotels have exclusions so be sure to ask). When you charge your hotel stay to a Chase Marriott or American Express SPG card, you also earn six additional points per dollar. As you can see, if you are a high elite member of Marriott’s loyalty program and you use one of their partner credit cards to pay for your stay, you can earn over 20 points per dollar. I value one Marriott point at just under one cent so that’s around 20% return on your spending.

Tip #1: I prefer to book my Marriott hotel rooms using the Marriott website (www.marriott.com) or one of there phone apps. I check available hotels, room rates and award pricing quickly as I plan for trips. I give more information to the hotel via notes in the reservation to improve the chance of upgrades to a room with a better view or bigger size, or to specify a request for early check-in or late check-out. Be aware that, although you may find lower prices at third party online travel agents (OTA),  you may not earn points or elite benefits. One exception I use several times a year is the Citi Prestige “4th Night Free” benefit by contacting their “concierge” to book four or more nights. I give my Marriott number to the concierge and they contact the hotel to add it to the reservation. In this way, I earn points for my stay and also get the elite benefits provided by the hotel.

Tip #2: I often choose Marriott’s Your Choice program to skip housekeeping services during short stays. You earn up to 500 points for each day you opt out of housekeeping services. The hotels typically offer door hangers to show you are opting out of housekeeping services the following day. You can also “opt out” for your entire stay by setting a preference in online reservation, or ask at the hotel during check-in.

Earning POINTS WITH Credit Cards

American Express
Starwood Preferred Guest American Express Luxury Card

Charge your restaurant, bar and spa bills to your room and pay with a Marriott or SPG branded credit card to earn six points per dollar. American Express offers three versions of their co-branded card, two personal cards and one business card:

American Express currently offers 75,000 bonus points for spending $3,000 in the first three months. I value the bonus at around $700. American Express waives the $95 annual fee in the first year for their basic personal and business cards. While the Luxury card comes with a hefty $450 annual fee it has several travel benefits that help to reduce the impact:

  • $300 statement credit for spending at Marriott hotels each cardmember year
  • $100 Global Entry or $85 TSA PreCheck fee credit
  • Priority Pass Select membership for airport lounge access (for cardmember plus two guests)
  • Annual free night award up to 50,000 points
  • Marriott Gold elite status
  • Ability to earn Platinum elite status after spending $75,000 in a calendar year
  • 15 elite night credits towards earning higher elite status during a calendar year

For details of each card, I suggest reading the terms of each offer at the American Express site.

TIP #3: You earn an annual credit of 15 nights towards Marriott elite status with an open American Express SPG or Chase Marriott credit card. The credits appear in your Marriott account at the beginning of each year. Therefore, to achieve Marriott Gold you need to earn 10 more nights for a total of 25 in a calendar year, or 35 more nights for Platinum (50 nights total). You cannot earn more than 15 nights from owning more than one American Express or Chase credit cards.

Amex Membership Rewards Logo

In addition to their SPG credit cards, American Express offers its own Membership Rewards cards. Membership Rewards points transfer to many airline and hotel loyalty programs, including Marriott. Membership Rewards points transfer to Marriott at a 1:1 ratio.

American Express offers several credit and charge cards that earn Membership Rewards points. Charge card balances are paid off every month, but otherwise are similar to credit cards. Some examples are:

  • American Express Platinum Card – 60,000 Membership Rewards points after spending $5,000 in the first three months. If you transfer the Membership Rewards bonus points to Marriott, you have enough points for a couple of free nights at category 4 hotels (25,000 points per night). The annual fee is $550 but the card comes with many benefits to reduce the real cost, including annual $200 airline fee credits, monthly Uber credits, airport lounge access and more.
  • American Express Gold Card – a recently relaunched version of this classic card. New cardmembers earn 50,000 Membership Rewards points after spending $2,000 in the first three months. By transferring bonus Membership Rewards points to Marriott you have enough points to book one free night at a category 5 hotel (50,000 points per night). Annual fee is $250 but the card includes a $100 annual airline fee statement credit that is available on a calendar year basis.
Chase

Chase offers two Marriott co-branded credit cards

Chase Marriott Rewards Premier Plus Card

Chase Marriott Rewards Premier Plus – 75,000 bonus Marriott points with $3,000 spending in the first three months. You earn six points per dollar spent at Marriott hotels, and two points per dollar on other spending. The annual fee is $95.

Chase Marriott Premier Business Card

Chase Marriott Rewards Premier Plus Business – 75,000 bonus Marriott points with $3,000 spending in the first three months. You earn six points per dollar spent at Marriott hotels, four points per dollar spent on gas station, restaurant, shipping, internet, cable and phone service purchases, and two points per dollar on everything else. The annual fee is $99.

Both cards come with a Free Night Award certificate worth up to 35,000 points (category 1-4 hotel) after each account anniversary.

Chase Ultimate Rewards

You earn Chase Ultimate Rewards points using the following cards:

  • Chase Sapphire Preferred – 50,000 bonus points with $4,000 spending in first three months, $0 introductory annual fee, after that $95. This is a great starter credit card for anyone wishing to earn points for free travel with a variety of airlines and hotels. You earn two Ultimate Rewards points per dollar spent on travel and dining at restaurants, and one point for everything else.
  • Chase Sapphire Reserve – 50,000 bonus points with $4,000 spending in first three months. This is the premium Chase Sapphire card and comes with an annual fee of $450. However, there are many ways to cut the real annual cost of this card, including the annual $300 annual travel credit, Priority Pass Select airport lounge access and more. You earn three Ultimate Rewards points per dollar spent on travel and dining worldwide and one point for everything else.
  • Chase Ink Business Preferred Card – 80,000 bonus points with $5,000 spending in first three months, $95 annual fee. Earn three Ultimate Rewards points per dollar spent on travel and select business categories, and one point for everything else. You can apply for Chase business cards even if you are a sole proprietor, operating from your home, with no IRS EIN.

Ultimate Rewards points transfer to Marriott points at a 1:1 ratio.

Earning points with Airline Flights

United Airlines

You earn bonus Marriott points when you register with Marriott’s airline partners and buy flights. However, you must have Marriott elite status to receive these bonuses.

  • China Eastern – earn three Marriott points for every four China Eastern Miles on China Eastern flights. Marriott Platinum elite members enjoy priority check-in, boarding and luggage handling; and access to China Eastern business-class lounges and an excess-luggage allowance. This partnership is not currently open for new registrations. If you linked account prior to July 15, 2018, you’ll continue to earn points and receive priority benefits.
  • Emirates – earn three Marriott points per dollar spent on all eligible Emirates flights in addition to Emirates Skywards Miles. Marriott Platinum elite meambers enjoy priority check-in and priority boarding. This partnership is not currently open for new registrations. If you linked account prior to July 15, 2018, you’ll continue to earn points and receive priority benefits.
  • United – United and Marriott offer reciprocal benefits to their members via the RewardsPlus program. United’s MileagePlus elite members (Premier Gold and above) receive complimentary Marriott Gold status. Marriott Platinum elite members receive United Premier Silver status. The partnership also enables transfers up to 50,000 MileagePlus miles per calendar year to a linked Marriott Rewards account at a 1:1 ratio. Marriott members get 10% more miles, in addition to the bonus of 5,000 miles for every 60,000 points when transferring points to MileagePlus miles. Thus, 60,000 points convert to 27,000 miles.

Earning starpoints with Car Rentals

Hertz

Hertz – earn 2,000 Marriott points on rentals of two to four days, and 3,000 points on rentals of five days or more. In addition, Marriott Platinum Premier and Platinum Premier with Ambassador status can register with Hertz for complimentary Hertz Gold Plus Rewards Five Star or President’s Circle respectively.

Hertz Marriott-SPG Partnership

Hertz Gold Plus Rewards Five Star and President’s Circle status offers upgrades and bonus points.

Hertz Gold Plus Rewards Benefits

Sixt Logo

Sixt – earn 750 Marriott points for every rental with Sixt worldwide. Members also earn 1,000 points for Sixt Limousine Service and three points per dollar spent with Sixt mydriver.

Earning points by Hosting MeetingS

Meeting Modern Conference Room

When you host a business meeting or other event, including a wedding, at a Marriott hotel, you earn up to 60,000 points per event on eligible room, food, beverages and A/V charges at a rate of two points per dollar. Platinum members earn up to 105,000 points per event. In addition, you earn 10 elite nights credit for your first meeting and one elite night credit for each additional 20 room nights you book, up to 20 credits per contract.

MARRIOTT Promotions

Marriott MegaBonus Promotion 2018
Marriott MegaBonus Promotion 2018

Marriott occasionally offers promotions to earn bonus points via challenges throughout the year. Check for the most up-to-date offers on their website. The current promotion is called MegaBonus. You earn 2,000 bonus points on all stays of two or more nights and 1,000 points per brand, starting with your second brand. Stay at all 29 Marriott brands to earn an additional 29,000 points, stay at 10 brands to earn 10,000 points. Register for the promotion by January 7, 2019. The promotion runs until January 31, 2019.

Buying MARRIOTT points

Buy Marriott Points
Buy Marriott Points

Members may buy up to 50,000 Marriott points per calendar year. The price is $12.50 per 1,000 points, so 50,000 points costs $625. This may be useful to top up your Marriott account for specific hotel award redemptions, but otherwise is an expensive way to accumulate points.

Summary

There are many ways to earn Marriott points. I recommend registering for Marriott Rewards and apply for one of the American Express or Chase co-branded SPG or Marriott credit cards to earn points from your hotel stays and regular spending. If needed, top up your account using airline mile transfers and earn bonus points from Marriott car rental partners. You’ll be amazed how quickly you can earn tens of thousands of Marriott points to book free hotel rooms at Marriott’s 6,700+ hotels. Next: Check out my post on how to book free hotel rooms.

Booking Free Hotel Rooms

Redeeming points for a well-earned vacation gives you a nice warm feeling and keeps dollars in your wallet. Cash you save on hotel rooms is useful for spending on meals, drinks and other activities. I also love booking free hotel rooms with points since it gives me more flexibility than paying with cash. Unlike free flight awards, hotel reservations made with points can be canceled or changed without penalty before your arrival. When you book with cash, especially via third-party sites or prepaid rates, you may be stuck should your plans change.

Starwood have some great opportunities for saving money with their SPG Starpoints. Hotels are grouped into seven categories ranging from basic Category 1 hotels (e.g. Four Points Kansas City Airport) to Category 7 luxury hotels and resorts (e.g. The Gritti Palace, Venice). The categories are based on multiple factors, including location, amenities, average rate, time of year (high/low seasons) and nearby hotels. One free night at a Category 1 hotels costs 2,000 – 3,000 Starpoints per room, for a standard room. At the other end of the spectrum, a free night at a Category 7 hotel costs 30,000 – 35,000 Starpoints. Specialty resorts, such as those offering only suite or villas, cost more and must be booked via Starwood’s service centers. For a complete list of SPG hotel categories click here

TIP #1: An added benefit of booking rooms with Starpoints is you do not pay any taxes. However, you still pay resort fees direct to the hotel or resort, if applicable.

I try to get the best value from my points by researching room rates for the dates I want to visit a destination and comparing them to award rates for free stays. Firstly, I log into my SPG account or SPG smartphone app on my smartphone. In either case, I enter my desired destination – city, airport, or hotel name – along with arrival and departure dates. Also, I make sure to add the number of guests who will be staying in the room, including children. This is especially important if I am booking a hotel at an international destination since the maximum number of guests per room is often lower compared to U.S. hotel. This avoids potential issues and extra costs at check-in time.

Booking Free Hotel rooms with points

Here’s an example of a hotel search I made for a visit to San Francisco in December:

SPG Search

Clicking on SEARCH, displays a list of available hotels along with the lowest rates and the cost in Starpoints per free night.

SPG Search Results

For example, in this display I see The Westin St. Francis on Union Square, a property I’ve stayed at many times, is offered at $265, or 20,000 Starpoints, per night. This hotel is an SPG Category 6 hotel. Occasionally, an SPG Cash & Points rate is shown, but this is not always offered for all selected dates. SPG Cash & Points provides a way to stretch Starpoints over more nights by combining a lower Starpoints rate with cash. For example, in this search, an SPG Cash & Points rate is offered for 10,000 Starpoints plus $180 per night plus taxes. Further down the list, I also see The Park Central hotel, a more reasonably priced hotel located near the Moscone Convention Center – it is an SPG Category 5 hotel. This hotel is offered at a rate of $163 or 12,000 Starpoints per night. Based on my experience, these hotels are offering relatively low cash rates for the selected dates, so if I were to book these I would likely pay cash rates with my Amex SPG card, and earn more Starpoints. When researching free hotel stays, I use a Starpoint value of 2.5 cents. Thus, if I can snag a free stay with a value of over 2.5 cents I am happy. However, for this example I select the SPG Free Nights rate, and check the Bed Type I want to reserve, usually a King Bed. I click on Book Now and check my personal information, such as name, address, SPG Number and email address are correct. As a Platinum elite member, I can select my room upgrade options, such as Largest Room, Best View or Highest Floor and more. I can also request early check-in and late check-out times and more. Finally, I click on COMPLETE RESERVATION and look for an email confirmation of my reservation. On the SPG smartphone app, I also check the reservation details under My Stays and Reservation Details.

Platinum Preferences
Platinum Stay Preferences

TIP #2: Reservations made with Starpoints may be cancelled without penalty before the date specified in the Cancellation Policy section of your reservation confirmation. In this case, Starpoints are returned to your account.

Westin Maui
Westin Maui Resort and Spa

TIP #3: Book five nights or more with Starpoints and get the fifth night free at Category 3-7 hotels! For example, if the SPG Free Nights rate is 12,000 Starpoints per night, you can book a one week stay for 72,000 Starpoints. I often use this benefit to stay at the Westin Maui Resort & Spa. For a recent stay in January, I booked seven nights for 120,000 Starpoints (one night is typically 20,000 Starpoints) with one night free. If I had paid cash, the lowest total price was around $3,500. As an SPG Platinum elite member I also received an upgraded ocean view room and daily full buffet breakfast for two (regularly over $30 per person per day), saving hundreds more dollars during our stay.

upgrading your free hotel room

After you earn SPG Gold or Platinum elite status, you often receive an upgraded room at check-in. I review my reservation, using the SPG app on my iPhone, a couple of days before I am due to check into a hotel to see if they have pre-assigned an upgraded room, or even a suite. Within the Room Features section of the Reservation Details I often find the room type is upgraded from my original reservation. If you aren’t too bothered knowing in advance it can be a nice surprise to hear that wonderful news “we thank you for being an SPG elite member and your continued loyalty and we have upgraded your room to a suite…”! Believe me, it does happen more often than you might think.

Vienna Imperial Suite
Hotel Imperial, Vienna

The SPG program states a benefit of being Gold or Platinum elite is an upgraded room (Platinum upgrades may include standard suites), subject to availability at check-in. However, this is far from a guarantee, especially if you are visiting a popular destination at a busy time. If you prefer to book into an upgraded room, you can call SPG at 1-888-625-4988 and ask about the rates. If you prefer to redeem Starpoints for an upgraded room, including suites, you may call Starwood Reservations. Ask the customer service agent for the Starpoint (or Cash & Points) rate for upgraded rooms at your selected hotel.

Here are the point rates per hotel category for upgraded rooms and suites:

SPG Upgrade Chart

These points are in addition to those required for standard award redemptions. Typically, booking a suite with points costs double the standard rate. However, you can also use these rates to upgrade a room you booked with a cash rate. In order to use points in this way, you must book a flexible rate that’s eligible to earn points and is also eligible for elite nights/stay credit – make sure to book rooms via the Starwood site since rooms booked via third-party sites aren’t upgradable.

If you have earned SPG Platinum elite status by staying a minimum of 50 nights in a calendar year, you’ll receive the option to select an added benefit of Suite Night Awards. These are used for both cash and award stays to upgrade to request an upgrade to a suite. This includes:

  • Award reservations using Starpoints
  • SPG Cash & Points reservations
  • Flexible and prepaid rates
  • AAA/AARP rates

Each Suite Night Award is used for one night, but you can use multiple awards for a longer stay. Once you’ve made your reservation, check the reservation details and you’ll see a link to apply upgrade requests using your available Suite Night Awards. You’ll receive an email notification when the upgrade request clears or not a few days before your arrival. In some cases, the hotel will upgrade you to a suite as a benefit of being SPG Platinum. In this case, your Suite Night Awards are deposited back to your account. Suite Night Awards expire, usually the end of the calendar year after the year you first received them.

As a reminder, you can start each calendar year with five nights toward elite status when you have either of the American Express (Amex) SPG credit cards. If you have both cards, you only need to stay 40 more nights at Starwood properties to earn Platinum elite status for the rest of this year and the next year. You can also link your SPG account with Marriott Rewards and receive an elite status match to Marriott Platinum too.

To apply for the Amex SPG cards, click one of the links below (I do not receive any referral fee from these links).

Summary

While there are several ways to earn SPG Starpoints, the easiest are to book and stay at Starwood hotels, and use one of the Amex SPG cards for your regular spending. Booking free hotel stays is easy – check out the redemption rates for your destination and dates using either the Starwood web site, or the SPG smartphone app. You can top up your SPG account using airline mile transfers, and earn bonus Starpoints from SPG partners, such as Hertz. You’ll be amazed how quickly you can earn tens of thousands of Starpoints for a free or upgraded vacation stay at thousands of hotels and resorts worldwide.

Spending Miles for Free Flights

In an earlier post I introduced a travel planning example for a trip to London. I discussed how to earn miles for an American airlines AAdvantage award from credit card signup bonuses from Barclaycard and Citi. Economy MileSAAver awards to the U.K. cost 30,000 (30K) miles per flight. I’m going to search for a roundtrip costing me 60K miles. During my research, using Google Flights, I found American offers non-stop flights from my local international airport (LAX) to London Heathrow (LHR).

Searching for Award Flights

First, I go to the American Airlines web site to search for available award seats. Let’s see how I do:

AAdvantage Award Search

I log into my AAdvantage account to check how many miles I have. This will also help me to save time booking an award. I sometimes select the Advanced Search link, just below the Search button, to add more airports to the search criteria. Also, there are options to set travel time preferences and class of travel.

Fortunately, I am searching for award travel ten months ahead of my travel dates and there are Economy MileSAAver awards available. Of course, some of the flights are with American’s partner airlines. To adjust my departure or return dates, I select from available dates in the table. Each date displays the price in miles for available award flight(s).

Selecting Travel Dates

AA Awards Select Dates

Selecting Flights

I click on the CONTINUE button at the bottom of the table to display a list of possible flights.

AA Select Flights

In fact, there are four pages of possible flight combinations (departure and return) due to partner flights and alternate airports. I deselect other airlines and airports to focus on American flights from LAX to LHR. The display shows two non-stop departure flights:

  • AA 108 departing at 6:10PM
  • AA 136 departing at 7:50PM

I select flight AA 108 since to get into London early enough for a power nap. Once refreshed, I like to seek out a pub for fish and chips and some cellar-temperature beer!

AA Select American Flights Only

At the time of writing, there are no award flights with American for non-stop service on October 15th. However, I have flexibility for my return date so I select October 16th to search for a non-stop flight. In this case I find a flight AA 109 departing LHR at 12:15PM.

Completing the Reservation

Next, I click on the CONTINUE button at below the flight list. The site asks me for passenger details – the default are the details saved in my American AAdvantage account. If I am spending miles for award flights for others, such as family members, I enter their details here. Once I have checked the passenger details, I click CONTINUE and select seats for each flight. I must still pay Taxes and Carrier-Imposed Fees of $188.61 for this award trip. I use a credit card that earns me a few more miles to numb the pain! There it is – spending miles earned from a credit card signup bonus for a free trip to London. How cool is that?

As the saying goes “wash, rinse, repeat”. The process is similar for other U.S. airlines so you can follow the outline above for United, Delta, Alaska, and others. International airlines have their own challenges and vary considerably in terms of ease (or lack of) of booking award travel. And, sometime, a higher bill for those dreaded Taxes and Carrier-Imposed Fees (did I mention British Airways?).

Until next time…fly free little birds!

Collecting Miles and Points for Free Travel – Part 1

In 1990, my wife and I moved from the U.K. to the U.S. with our two young children. I remember being asked by our travel agent what date she should use for our return trip. I said “never, it’s a one-way trip”! A high technology company hired me as a technical consultant in Silicon Valley. As part of my job, I traveled often – domestically at first and then, within a few years, internationally. My manager was well versed in the American Airlines AAdvantage travel awards program. He traveled much more than I did, living in Southern California and attending company and customer meetings across the U.S. As a result, he was an AAdvantage Platinum elite member. His generosity was outstanding and would treat me to First Class using upgrade coupons he received. With colleagues like this, I was in heaven – literally! He encouraged me to sign up for AAdvantage membership during a visit to the airline’s Admirals Club lounge in San José airport. I joined United’s MileagePlus program the same year. This is how I got started on a fun hobby my wife and I refer to as #upgrademylife.

So, after almost thirty years I should be a points millionaire by now, right? Well, collecting miles and points during the early nineties was tedious. I had to actually get on a plane and travel somewhere – what an inconvenience. There were airline credit cards available, but I had no one educating me how useful they were. I used my bank’s no-fee Visa card for business expenses and checks for everything else. It took a lot of time to collect enough miles to get free flights for all the family members. So, I just kept saving miles and not taking much interest in them. We eventually spent most of them on a trip to Disney World traveling first class with American.

In-flight View

One frequent flyer benefit when you travel a lot with one airline is you can earn elite status. Traveling as an elite flyer comes with benefits that you can use on every flight you take. These benefits may include priority check-in and boarding, upgrades, free checked bags, and free food and beverages. Also, you earn miles at an accelerated rate based on combinations of flight distance, ticket class and amount spent. Traveling for business, I regularly attained AAdvantage Platinum and Premier Gold elite status. This definitely improved my travel experience when flying. By the late 90’s, I had traveled enough with American to earn Million Miler status, and recently achieved United’s Million Miler stats too. I’ll discuss this aspect of airline awards programs in a future post.

Hotel Lobby

A related aspect of business travel was getting to stay at many hotels around the world. Hotel chains have their loyalty programs too. Each program comes with varying points earning and redemption rates. And, of course, multiple levels of elite status and related benefits. Unfortunately, during my early career I wasn’t able to focus my stays on just one or two chains. My corporate travel agent booked my business travel. I could only stay at specific hotels per place. So, it took a lot of trips to earn enough points to get a free hotel night. But, I remember you could buy Starwood Gold membership for $20 per year in the early 90’s. Today, that takes 25 nights or 10 stays in a calendar year to achieve. However, with improved planning, I have now achieved Starwood Preferred Guest Platinum status over the past few years. The benefits of this status include regular upgraded rooms, free breakfasts, and lots of bonus points.

Now if all the above sounds like a very bleak environment for collecting miles and points, it wasn’t really. Flying was a lot less stressful due to lower levels of security requirements. Another reason that it wasn’t the Dark Ages of Frequent Travel was that airline awards programs were simpler. It’s a more complex environment today, with airline award programs shifting to revenue-based models. Changes in the hotel industry, for example Marriott’s acquisition of Starwood, is causing uncertainty for loyal fans of their respective award programs. In addition, frequent devaluations within award charts are being announced regularly. Fortunately, there are many good strategies to improve your earning and redemption power to counter these changes.

Westin Maui

So, you may ask, what is the point of all this nostalgic time travel? I want to give you a sense of my early experiences collecting miles and points. From this background, I will fast forward to today and share my experiences from the past few years. The environment for collecting miles and points for free travel has never been better. Financial and travel companies are in a heated battle for your business. They are willing to deliver rich rewards for your loyalty. In future posts, I’ll discuss how credit card sign up bonuses can supercharge your miles and points balances. Also, I’ll share with you some tips I’ve learned about smart use of credit cards for shopping and bill paying. In addition, I’ll cover how to use your airline, credit card and hotel miles and points effectively. Along the way, there will be reviews of places, hotels and restaurants that we visit. And, more…

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Please subscribe to my newsletter so you can keep updated on my posts about collecting miles and points. And, perhaps more importantly how to redeem them effectively for free or upgraded flights and hotels. I’ll also include reviews of the places where we visit, stay and eat.

So remember, #upgrademylife is the name of the game – play well my dear readers!